PairNPay

PairNPay is an AI-based platform to keep track of shared bills and expenses while making and saving money. It utilizes a combination of bartering and monetary transactions to reduce the debt of members. Services are used as "Medium of Exchange"within the network. You can offer services to pay-off your debts, or request services if someone owes you money.

Within the platform you track who owes you money and who you owe money to. Your network can be your family, friends, colleagues, or new acquaintances. Once connected, you can start exchanging services with each other.

You can spend your owed money to use other people’s products or services; while you could negotiate the exchange terms through the app and agree upon services within your network.