PeraGo - Credit & Sefe Loan

PeraGo offer lower interest Instant peso cash online loan app in the Philippines for Filipinos. Easy Online Lending Application, Instant Disbursement.

Not enough funds! No need to worry now, PeraGo solves all problems for you!

Loan products
Loan Amount: The minimum loan amount is 2000 and the maximum loan amount is 80000
Annual interest rate: the minimum annual interest rate is 10%, the maximum annual interest rate is 35%
Loan Term: The minimum loan term is 91 days and the maximum loan term is 180 days

Loan example:
Loan Amount 10000 Peso
Loan term 90 days
Loan Processing Fee ₱0.00
Loan Service Fee ₱0.00
APR 10%

Calculation formula:
Total interest = loan amount * annual interest rate * loan term (days) / 365 (days)
Total interest = 10000 * 0.1 * 90 / 365 = 246.58
Total repayment amount = loan amount * annual interest rate * loan period (days) / 365 (days) + loan amount
Total repayment amount= 10000 * 0.1 * 90 / 365 + 10000 = 10246.58
Monthly Payment= loan amount/（90/30）= 10,601/（90/30）= 3415.53

Who can borrow?
- Any Filipinos in the Philippines and 18+
- At least 1 valid ID and a phone number
- Acceptable Valid IDs: Philhealth ID/ UMID/ SSS/ Pass Port/ PRC ID/ GSIS ID/ Voter's ID/ Postal ID/ Driver License etc. ( You can choose one of the above id types.)

How much can I borrow?
The higher your credit score, the more loan you can get.

Our advantages:
1. Convenient operation: download the app, submit information online, and select the loan amount.
2. Fast approval and payment: You can get loan approval within 5 minutes at the fastest, and the loan funds will be deposited into your bank account in real time!
3. No collateral: PeraGo is a completely no collateral online peso lending platform. This means you don't need to provide any collateral. Only ID card loan is required.
4. Privacy and security: PeraGo will protect all users' information. Without prior consent, we will not release your personal data to a third party, which is safe and reliable!
5. Flexible choice: Flexible choice: extendable loan term, reloan after repaid , multiple loan methods, loan after repayment, multiple loan methods.
6. Convenience of repayment: a variety of repayment methods can be selected: Convenience store (7-11, M. Lhuillier), bank transfer, electronic wallet, etc.

About Us
Email: finegold3417@outlook.com
Address:B20 L16 Summerbreeze County Brgy. Zapote Binan, Laguna 4024