Pointo

Pointo is the ultimate companion for your credit cards and bank accounts, helping you maximise rewards and stay on top of your spending. Whether you're chasing sign-up bonuses, aiming for flight upgrades, or simply want to manage your budget, Pointo provides the tools you need to make your credit cards work for you. With powerful features like cashback tracking, spending alerts, and interest-free purchase management, you can unlock the full potential of your finances.

KEY FEATURES

• Combined Credit Limit: View the combined credit limit and utilisation across all of your credit cards.
• Reward Goals: Track your credit card sign-up bonuses and progress towards airline and hotel loyalty statuses. Whether you're collecting Avios for a British Airways flight or points for a hotel stay, never miss an upgrade voucher to Business or First Class again!
• Spending Limits: Keep your spending in check with customisable budgets. Set limits and get notified as you approach them, helping you stay on track with your financial goals.
• Cashback Tracker: See exactly how much cashback you've earned throughout the year. Pointo automatically calculates your rewards, so you always know where you stand.
• Interest-Free Purchase Tracker: Manage your interest-free purchases and pay them off before the promotional period ends. Ideal for large purchases like a new BMW or home renovation, ensuring you avoid costly interest charges.
• Savings Goals: Set and track your savings targets with smart goal management. Whether you're saving for a holiday, emergency fund, or major purchase, Pointo helps you stay motivated and on track to reach your financial milestones.
• MCC Viewer: View the MCC (Merchant Category Code) for your card transactions to make sure you're qualifying for those offers and cashback rates!
• Find Your Past Purchases: Discover any item in your spending history effortlessly with our search feature that brings together all your cards and accounts.
• CSV Export: Generate a CSV file of your entire spending history for easy analysis in Excel or Google Sheets.
• Secure & Private: Your information is completely safe. Your data comes from your bank, straight to your iPhone, and never leaves your device thanks to Connected Accounts within FinanceKit.

This app offers a monthly and yearly subscription for "Pointo Plus" from USD $0.99 per month. Subscriptions will automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period (and charged to your Apple Account). You can turn off auto-renew/manage subscriptions in your Apple Account Settings after purchase. Terms of Use can be found at https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ and Privacy Policy can be found at https://www.mintymoneyfinance.com/privacy