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Qapital Finance: Budget & Save

Save for the things you want the simple way.

With Qapital, do something, go somewhere, pay off your debts, or just save money with goals you create

Qapital Finance: Budget & Save

by Qapital, Inc.
Set your goals
Qapital Finance: Budget & Save
Qapital Finance: Budget & Save
FREE in the App Store

With Qapital, do something, go somewhere, pay off your debts, or just save money with goals you create. Then attach a rule for each goal to help you save such as putting away a specific amount every week. Attach your bank account or a funding account and watch the money you save for your goals roll in.

Set your goals. Do something, go somewhere, pay off your debts, or just save money. You pick the type of goal, name it, and add how much money you need for it. You can also create a custom goal if none of those on the list are fitting. Add an inspirational cover photo and select whether or not the goal is only for you or other people as well. You can add a member to your goal from your contact list so that you can work on it together.

Set your goals
Create the rules

Create the rules. Create a rule for each goal to help you save. The Round-Up Rule helps you save when you pay, the Spend Less Rule helps you save when you spend less, the Guilty Pleasure Rule helps you save when you buy things you shouldn’t, the Set & Forget Rule saves a certain amount for you regularly, and the 52-Week Rule saves an accumulative amount over time. There is also an Apple Heath Rule for your fitness goals, IFTTT Rules if you use that app for activities, and a Freelance Rule to help you save for tax day.

Navigation and settings. With simple navigation along the bottom, you can view your goals and rules with quick taps. If you link a bank account check the Wallet section for account balances. Review all of your activity, as well as any members you have included, and see the dates and times. You can add a funding account in addition to a bank, use a passcode and Touch ID for security, and choose from five different notification options.

Navigation and settings

What is it about?

Qapital is a great concept and a handy app to help busy people save without thinking about it. Once you set up the goals, rules, and link your account, the automated transfers will take over. Whether you want to save for a vacation, a new computer, or pay off some of your debts, this app can help. There are no fees and there is no minimum deposit required.

For those who...

  • Want to save money
  • Want an automated money-saver

Not for those who...

  • Do not want to connect their bank account
  • Like to save money on their own

Why we love it

Set your own goals and rules to save money for the things you want or need the most with Qapital. Once you are all set up, money will be transferred automatically to your bank account using rules you decide, so saving becomes a no-brainer.

App Screenshots

Qapital Finance: Budget & Save screenshot-0
Qapital Finance: Budget & Save screenshot-1
Qapital Finance: Budget & Save screenshot-2
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Qapital Finance: Budget & Save screenshot-4

App Details

Last updated
July 31, 2020
Release date
March 14, 2015
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App Store Description

Save effortlessly, spend guilt-free, and stretch your money painlessly with Qapital, your smart saving and money management solution. With its intuitive tools, our smart personal finance manager makes it easy to take control of your money, from weekly budgeting to building emergency savings. Money management is now easy and accessible, and with more than 70,000 five-star reviews across platforms, we know we’re on the right track. Our effective spending tracker and savings manager tools make Qapital the ideal app for emergency savings.

Trust us, your money is in good hands.

5 reasons to download Qapital:

- Automated savings: with personalized Goals and automated savings Rules, our savings manager allows you to save money without thinking about it.

- Checking account without traditional bank fees: forget about low balance, overdraft or foreign transaction fees. Instead, get a brand new Qapital Visa® Debit Card* with your checking account to help you save while you spend.

- Invest confidently: start to invest, and get personalized recommendations based on your risk profile. We’ll monitor your investment account, reinvest dividends and rebalance your portfolio for you.

- Budget easily: a pillar of personal finance is "pay yourself first." Set up automatic transfers from your checking account to your savings Goals on payday and allow yourself to forget about it entirely.

- Spending tracker: check out our Spending Sweet Spot feature - a smart money manager that helps you decrypt your spending habits. Discover how you spend, and you'll learn where to save.

Qapital is a different kind of banking and personal finance experience, with tools anchored in behavioral economic principles. Find money happiness by using Qapital to help you save more and reach your goals faster. Join our community and find yourself among people dedicated to becoming their best financial selves.

Our spending tracker will help you discover your habits when it comes to personal finance. The savings manager allows you to save money without thinking about it. You could save automatically every time you spend! Choose from any number of free in-app savings Rules, take advantage of our Apple Health integration, or customize your own Rules with our IFTTT integration. Before you know it, your Facebook fixation and Uber usage could be saving you money!

Investing in the stock market can be intimidating, but it's a great tool to have in your personal finance arsenal. Start investing with Qapital Invest with our personalized portfolio recommendations. We monitor your account, reinvest dividends, and rebalance your portfolio based on changing market conditions so that you don’t have to.

Transfer funds between accounts in an instant, and enjoy these in-app features:

- Direct deposit
- Weekly Insights
- Pay bills
- Send checks
- Purchase notifications
- In-app temporary card lock
- Apple Pay
- More to come!

Nothing herein should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Qapital Invest LLC (“Qapital Invest”) is registered with the SEC as a Registered Investment Adviser. The information provided herein is for informational and general educational purposes only and is not investment or financial advice.

Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections are hypothetical in nature and may not reflect actual future performance. This content does not constitute a complete description of Qapital Invest’s investment advisory services. Brokerage services will be provided to Qapital Invest clients by Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC.

QAPITAL, the QAPITAL and Q logos, and SAVE SMALL. LIVE LARGE. are all registered trademarks of Qapital, Inc. Copyright © 2020 Qapital, Inc. All Rights Reserved.
* Qapital Visa® Debit Card issued by Lincoln Savings Bank, Member FDIC

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