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Get Ready for Retirement

Get Ready for Retirement

It's nice knowing that you're working toward something with your day-to-day grind. These apps will help you keep an eye on your money. You can monitor and reach your financial goals, put a bit away for emergencies, and manage your big expenses. They'll even help you stay updated on financial news so you can make your investments as smart as possible.

Budget Managers

It's tough to save money if you aren't keeping track of what you already have. These apps help you chart your expenses, analyze your spending, and build good spending habits. They might also highlight how much you're dishing out for candy and that unused gym membership, but sometimes pain is part of growth.

Daily Budget Original

Get your day-to-day spending in line.

Daily Budget Original

For people who really want to manage their funds every day.

Daily Budget turns saving into a game by calculating your everyday "allowance" and rewarding you for sticking to it. Anything you don't spend rolls over to the next day's funds, so you can see how your financial responsibility (literally) pays off right away.

Why we love it

Nobody is too old for an allowance. Daily Budget provides a super-quick, easy way to show how well we're doing. And we like constant updates, so the daily refresh on our progress is extra appealing.

Mvelopes

Mvelopes

Finicity Corporation

Mvelopes

For anyone looking for an easy way to manage their budget.

Start by downloading the Mvelopes Budget App, setting up a free account, adding your financial institutions and coming up with a budget that will keep you on the path to financial wellness. Create, budget, fund and track your daily spending with your weekly or monthly budget at your fingertips inside the Mvelopes Budget App. Mvelopes uses an envelope budgeting template to help you plan and track your household or personal budget. You can assign and manage your budget, as well as receive feedback on where you have spent your money and how much you have remaining. Be secure with in-app security settings, a four-digit PIN or your Mvelopes username and password.

Stash Your Cash

Once you have your spending sorted out, here are some apps that will help you put some dollars away. They'll give you tips and even set up a savings account and add to it automatically. Building up some financial backup gets really easy when you don't have to constantly think about it and monitor your balance. But if you want to do that, anyway, you can just watch them work and see your savings grow.

Invest & Trade | M1 Finance

Invest & Trade | M1 Finance

M1 Finance LLC

M1: THE FINANCE SUPER APP. Build and manage your wealth from the convenience of an automated, intuitive platform.

Hundreds of thousands of investors trust M1 with over $5B in assets. See for yourself why M1 is an award-winning experience.

Plan long-term investing quickly and automate your finances with Smart Transfers: custom rules that move your money how you want.

CRYPTO

M1 Finance now offers investing in cryptocurrencies, including BTC and ETH. You can now make Crypto part of your long-term investing strategy, invest automatically in custom pies, commission-free.

INVEST

Invest with an individual, joint, trust, or custodial account. Or open a Traditional, SEP, or Roth IRA or rollover a 401(k).

Choose stocks and ETFs with an intuitive Pies interface; let our automated tools handle the buying and selling.

Pre-built Expert Pies help you invest according to your values, risk tolerance, retirement plans, and more.

Fractional shares let you invest as little as one dollar for more power and flexibility.

One-click rebalancing makes sure your investments match your goals.

With M1 Plus, get exclusive features and perks throughout your account for just $125 a year, after your three-month free trial.

BORROW

Borrow against your investments easily with rates from 5%-6.5%*.

Access funds in minutes for more liquidity without selling off your securities. Funds available in minutes in M1 Spend or M1 Invest accounts, available in 1-2 business days in external banks.

SPEND

Get 2.50% APY† on your checking balance (62x the national average) and 1% cash back** on eligible M1 Debit card purchases when you're an M1 Plus member.

THE OWNER'S REWARDS CARD

Earn 2.5%-10% cash back*** when you spend at select brands in an eligible M1 Invest portfolio, and 1.5% cash back everywhere else. With M1 Plus, we'll waive the $95/year annual fee.

You can automatically reinvest your rewards money to build wealth-even as you spend it.

M1. YOURS TO BUILD.

ACCOUNT PROTECTION

M1 Finance LLC, Member of SIPC. Securities in your account protected up to $500,000. For details, see www.sipc.org.

---

M1 Spend checking accounts may be insured up to $250,000 by the FDIC.

Additional DISCLOSURES

For full list of fees visit M1 Fee Schedule at https://m1.com/legal/disclosures/misc-fees/

See important disclosures in the final screenshot above or visit https://m1.com/legal/disclosures/

M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

Must be 18+ and US resident to open an account. M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. "M1" refers to M1 Holdings Inc., and its affiliates.

Brokerage products and services are not FDIC insured, not bank guaranteed, and may lose value. M1 Finance LLC, Member FINRA / SIPC.

Investing in cryptocurrency comes with significant risk. Cryptocurrencies are not FDIC or SIPC insured. For relevant disclosures and risks, visit m1.com/crypto-disclosures

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

© Copyright 2022 M1 Holdings Inc.

App distributed by: M1 Finance LLC; 200 N LaSalle St., Ste. 800; Chicago, IL 60601; United States

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Manage Your Mortgage

Whether you're looking for your dream home or have already found it, here are some apps that are all about keeping you there and making it yours for good. They'll help you plot out your monthly payments and stay on top of -- or get ahead on -- financing your house.

Baudarlehen-Rechner

Baudarlehen-Rechner

Mihailo Celeski

Bei Baufinanzierungen oder anderen langfristigen Darlehen hat der Kreditnehmer ohne Tilgungsplan selten einen Überblick über die künftig zu leistenden Rate oder der künftigen Entwicklung der Restschulden.

Mit dieser App verschaffen Sie sich einen Überblick:
• Sie erhalten einen detaillierten Zins- und Tilgungsplan und erhalten vollständige Transparenz
• Der Zins- und Tilgungsplan wird tabellarisch, aber auch graphisch dargestellt
• Individuelle Sondertilgungen (manuell einstellbar oder wiederkehrend als Dauerauftrag)
• Tilgungssatzänderungen (Abweichende Kreditraten während der Laufzeit)

Welche Eingaben sind nötig? Lediglich Darlehensbetrag, Sollzins und die Tilgung (in Prozent oder in Euro) oder alternativ die gewünschte Kreditlaufzeit sind anzugeben. Fertig! Den Rest übernimmt der Baudarlehen-Rechner für Sie.

Für weitere Flexibilität sorgen die Möglichkeiten,
• aktuelle Zinsen verschiedener Anbieter zu vergleichen,
• die Zahlweise anzupassen (z.B. 3-monatliche Zahlung für KfW-Darlehen), oder
• die Zinsberechnungsmethode anzupassen.

Weitere Funktionen werden sukzessive entwickelt und über Updates kostenlos zur Verfügung gestellt.

Use Your Money to Make Money

If you've put a little cash away, here are some tools to help it grow. Investing can be intimidating, but these apps are here to guide you through the process and help you watch your assets.

E*TRADE: Invest. Trade. Save.

E*TRADE: Invest. Trade. Save.

E*TRADE Securities

E*TRADE: Invest. Trade. Save.

For those who want a stock tracking app to place trades and get streaming quotes.

For iPhone, iPad, and Apple Watch, the E-Trade Mobile app puts the market at your fingertips. Place your trades, receive stock alerts, and customize your dashboard and watch lists. You can view real-time streaming quotes and view positions and balances. The app also lets you transfer money and make mobile check deposits.

Why we love it

Manage your accounts and portfolio with flexible stock alerts and watch lists with E-Trade Mobile.

Stock Master - Stocks Market

Stock Master is designed to bring you a streamlined mobile stock market experience.

Stock Master - Stocks Market

For novice stock users, day traders, or Stock Masters.

It has everything from real time stock quote, pre-market/after-hour quote to customizable advanced charts. You can set alerts, and choose to get their information via push and email notification. With highly customizable favorite Action panel, you can quickly access information about stock options, market news stream, Forex, ETFs, commodities and stock futures.

Why we love it

It's very streamlined and easy to use.

Real Estate Can Earn You Extra Income for Retirement

Stocks may rise and fall, utilities and transportation systems may collapse. But people will always need land, and if that's where you want to put your investment bucks, then these apps are here to help. They feature calculators, tools, and analysis to help you put your money in the right places and keep it growing.

DealCheck: Analyze Real Estate

Simple app for analyzing and comparing investment properties

DealCheck: Analyze Real Estate

DealCheck: Analyze Real Estate

Whether you’re a new investor or and experienced profession DealCheck is great for you

DealCheck will help you crunch the numbers and perform due diligence on any rental property or rehab/flip project in less than a minute. After entering basic information about a property, DealCheck will calculate a complete analysis of the deal, including cash flow, investment returns and income/profit projections. You can create and export detailed PDF reports, compare each investment property against your purchase criteria and perform reverse valuation analysis to determine your maximum offer price. And if you’re looking for conventional, private money or hard money loans to finance your properties, you can browse an extensive list of investor-friendly lenders and apply for funding in seconds.

Why we love it

It's a great app for calculating a complete analysis of a real estate investment.

Real Estate Flip - Investing Calculator

Helps you evaluate and calculate all the expenses of buying holding and selling properties.

Real Estate Flip - Investing Calculator

Real Estate Flip - Investing Calculator

For those looking to get the best investment from purchasing properties.

Real Estate investing can be a profitable business, however it's easy to over look expenses that can quickly add up to huge losses. Real Estate Flip Investing Calculator helps you evaluate and calculate all the expenses of buying holding and selling properties. You can also create professional looking, custom PDF presentation reports which can be emailed to your clients, partners or lender. A great tool for Real Estate investors, brokers, agents, short sale, wholesale and foreclosure investors, contractors, or home buyers thinking of buying a fixer upper house.

Why we love it

It's a great way to create custom presentation reports and allows you to evaluate and calculate all the expenses involved.

Keep up with the News

While you're trying to build your financial wealth, you might benefit from the wealth of information that these apps contain. They have articles, advice, and knowledge from some of the smartest people in the investment world, and you can use their experience to make your own money decisions as informed and intelligent as possible.