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Venmo is a safe and secure alternative

Venmo lets you send money for free and transfer to your bank overnight


by Venmo
Quick payments
FREE in the App Store

Venmo lets you send money for free and transfer to your bank overnight.

Quick payments. Once you have an account set up, Venmo can look up your contacts to figure out who is already using the service. Otherwise, you can invite people. Find the person you want, then input the amount and add a note for what the money is for. Then send it, and the debt is paid! Never lose track of your debts and loans ever again.

Quick payments
Activity feed

Activity feed. If you're ever curious what others are using Venmo for, just check the activity feed. You can see who other users are sending money to and why. It's also a good way to see who in your network is paying and receiving money from. While we aren't sure why this is necessary, it's something that sets Venmo apart from the rest.

What is it about?

Venmo is another peer-to-peer payment app. Just set up your account with your information, debit or bank account, and you're good to go. You can send payments to others while including a note so you can make sure you and the other party know what the money is for, and you can get money from others just as quickly. Remember to cash out to have that money transferred overnight to your bank account, so it's ready the next day. It's fast and secure to use.

For those who...

  • Like fast transfers to their banks
  • Must include notes for payments
  • Don't mind waiting overnight for money

Not for those who...

  • Already have a secure app to send and receive money
  • Prefer instantaneous payments
  • Don't need notes on payments

Why we love it

It's simple and has a great process for sending and receiving money.

App Screenshots

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App Details

Finance Utilities
Last updated
November 20, 2022
Release date
April 3, 2010
More info

App Store Description

Venmo is the fast, safe, social way to pay and get paid. Join over 83 million people who use the Venmo app today.

Pay and get paid for anything from your share of rent to a gift. Add a note to each payment to share and connect with friends.

Earn up to 3% cash back on your eligible top spend category¹ —we’ll do the math. Split card purchases with Venmo friends, and shop everywhere Visa® credit cards are accepted—online, in-store, worldwide.²

Buy, hold, and sell cryptocurrency right on the Venmo app. New to crypto? Learn more with in-app resources. Crypto is volatile, so it can rise and fall in value quickly. Be sure to take it at a pace you're comfortable with.³

Spend your money in Venmo everywhere Mastercard® is accepted in the U.S. — and earn cashback from some of your favorite spots. Terms apply:⁴

Create a business profile for your side gig, small business, or anything in between—all under your same Venmo account.

Use your Venmo QR code to pay touch-free at stores like CVS. Just scan, pay, and go.

Check out with Venmo on some of your favorite apps, like Uber Eats, StockX, Grubhub, and Zola.

Get your Venmo money in the bank within minutes using Instant Transfer⁵. Want your paycheck up to two days earlier⁶ than your normal payday? Try Direct Deposit.

¹Use of cash back is subject to the terms of the Venmo account. See Rewards Program Terms:
²Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application.
The Venmo Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license.
³Terms apply. Only available in the US and limited in certain states. Buying and selling cryptocurrency is subject to a number of risk and may result in significant losses. Venmo does not make any recommendation regarding buying or selling cryptocurrency. Consider seeking advice from your financial or tax adviser.
⁴Card is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
⁵Transfer speed depends on your bank and could take up to 30 minutes. Transfers are reviewed which may result in delays or funds being frozen or removed from your Venmo account.
⁶Early access compared to standard banking practice of posting funds at settlement and subject to your employer providing pay information to the bank prior to payday. It may take up to two pay cycles for Direct Deposit to take effect. Transactions are reviewed, which may result in delays or funds being frozen or removed from your account.

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