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budgeting apps

Best Budgeting Apps to Manage Your Finances

Budgeting can be a very difficult thing to do for some people, but these budgeting apps make it a little bit easier.

Clarity Money - Budget Planner

Get your financial affairs in order with machines.

Clarity Money - Budget Planner

For people who want to take their budgeting to the next level.

Clarity Money gooses up basic budgeting with data science and machine learning to analyze your personal finances and give you tips and analysis to help you save. It will also let you manage your accounts and keep everything sorted in a smart, clean interface.

Why we love it

The idea of using data analysis and machine learning to help our finances is a powerful one. Putting these robots to work for us to save us money is an interesting use. Plus, they don't have emotions, so they won't judge us for some of the weird junk we buy.

Daily Budget Original

Get your day-to-day spending in line.

Daily Budget Original

Daily Budget Original

For people who really want to manage their funds every day.

Daily Budget turns saving into a game by calculating your everyday "allowance" and rewarding you for sticking to it. Anything you don't spend rolls over to the next day's funds, so you can see how your financial responsibility (literally) pays off right away.

Why we love it

Nobody is too old for an allowance. Daily Budget provides a super-quick, easy way to show how well we're doing. And we like constant updates, so the daily refresh on our progress is extra appealing.

PocketMoney GT

A great way to manage your finances

PocketMoney GT

Preloading your starting balances

If you've got more than one banking or credit account, you need this app

PocketMoney 2.5 is a powerful app that makes managing your finances much easier. It only takes minutes a day to keep up with your money, once you set up the app. You'll start, most likely, with your checking and credit accounts. Creating these in PocketMoney 2.5 is as easy as filling out a form. Enter as much or as little information as you want, because the app doesn't require anything, really. Once you've set up your accounts in PocketMoney 2.5, it's time to set starting balances. The app doesn't appear to connect directly to your bank, but you can import popular file types like Quicken import files. If you're doing this by hand, you'll establish your starting balances by creating a deposit transaction for checking accounts. For credit cards and lines of credit, set your beginning balance with a withdrawal transaction. One nice feature of PocketMoney 2.5 is that almost none of the fields are required when entering transactions. In fact, the only mandatory field is the amount of the transaction. This is great for entering information on the fly, and then filling it in later.

Why we love it

PocketMoney 2.5 uses a terrific autocomplete mechanism for those common transactions. That makes entering them a breeze, since you just have to type a few characters and then let the app fill in the rest. This is very useful for repeating transactions, but there's an even better way to handle those. The app provides a tool for entering repeating transactions, and it's quite complex. You can set up transactions that are due on a particular day of the month, for example. Or, perhaps you've got a bill that's always due the third Monday of the month. PocketMoney 2.5 allows for either of those situations. Finding reports on your accounts is easy, with a "Reports" option right in the overview. You can also go to the Dashboard to get an outline of where you're currently at financially, how your budgets are faring, and more. The app isn't perfect, unfortunately. It has recently changed ownership, and the new developers have not yet set up the support page. So, when you try tapping Settings -> Help & Video Tutorials, you go to a page that doesn't exist. Hopefully, the developers will remedy that soon, because some features aren't as easy to understand as others.

Mvelopes - Budgeting App

Mvelopes - Budgeting App

Finicity Corporation

Mvelopes - Budgeting App

For anyone looking for an easy way to manage their budget.

Start by downloading the Mvelopes Budget App, setting up a free account, adding your financial institutions and coming up with a budget that will keep you on the path to financial wellness. Create, budget, fund and track your daily spending with your weekly or monthly budget at your fingertips inside the Mvelopes Budget App. Mvelopes uses an envelope budgeting template to help you plan and track your household or personal budget. You can assign and manage your budget, as well as receive feedback on where you have spent your money and how much you have remaining. Be secure with in-app security settings, a four-digit PIN or your Mvelopes username and password.