Lån & Spar Wallet

Lån & Spar Wallet allows contactless payment when you are shopping. Lån & Spar Wallet is an easy and secure alternative to the physical Dankort and the Visa/Dankort (only the Dankort part).

Lån & Spar Wallet enables you to have a virtual version of your existing Dankort on your mobile phone. When your virtual Dankort is loaded into Lån & Spar Wallet, you can use it for payments at payment terminals, in the same way you would use a contactless card.

A payment with Dankort using Lån & Spar Wallet, corresponds to a payment with your physical contactless Dankort. It is therefore not possible to use your Lån & Spar Wallet Dankort to pay for transactions/purchases on the internet or outside Denmark, Faroe Islands or Greenland.


Access to Lån & Spar Wallet
Lån & Spar Wallet requires:
• NemID
• iPhone 4S or newer
• A Dankort or Visa/Dankort issued for you.
How to get started
You can put a Dankort from the listed banks above in Lån & Spar Wallet, provided you have an account there. Only the Dankort(s) displayed can be added. Your bank may limit which payment cards you can add to Lån & Spar Wallet.

First time using Lån & Spar Wallet you must:
• Read and accept Terms and Conditions
• select your bank from the list in the menu in your wallet. If you are a customer of several banks, you can only select one bank at a time
• identify yourself using NemID
• choose the Dankort(s) you wish to have as virtual cards in Lån & Spar Wallet
• choose a PIN for your virtual Dankort. You can always change the PIN in Lån & Spar Wallet under “Settings”. The PIN may not be the same as any password/code used for your smartphone or consist exclusively of identical or consecutive numbers, for instance 1111 or 1234.