Most apps that allow you to send money to your friends and family either limit how well you can secure them, or charge fees to transfer the cash. With Circle, you can choose what security method you want to use, a password or Touch ID. What's more, the app doesn't charge you a dime to send or receive cash.
Sending money with Circle Pay is quick and easy, once you enroll with your bank account or debit card. Just tap the Send button on the left, type in the amount, and choose who to send it to.
You can then include a note, photo, or even a GIF for fun. When you are ready to send money to a pal, you can easily see your Circle Pay balance.
If you don't have enough in your account to cover it, you can choose to send with a debit card. Don't worry about security, either, because Circle's got you covered.
Security settings include Touch ID and a password. You can also use two-factor authentication and set the amounts for sending and withdrawing money.
Circle Pay is fast and easy, and so is cashing out. You can cash out to a supported debit card instantly. Unlike most other such options, Circle doesn't even charge you to use it.
Send and receive money in a snap
CIrcle Pay is easy to use for requesting money, too. If you need to split the check at a restaurant, the app makes it amazingly easy. It uses location services to determine which of your friends are nearby, so you don't have to hunt through dozens or more of your contacts to find the right people. Just put in the amount you want to collect, choose your friends, and they'll get a notification that you've asked them for money.
Not only is Circle Pay is quick and simple to use, the fact that it doesn't charge any fees makes the app even more valuable. The app has a convenient Help area with details as well as buttons to contact the help center by phone or message. That's not all, though.
With Circle Pay, you can send money to someone straight from the Messages app. They'll get a link to tap, and that will open up your offering in the Circle Pay app. Then, your friend just has to accept it, and away they go.
Circle Pay has a simple and clean interface that is super easy to use. Plus there are no fees and different security options so you can be sure your money is safe.
Send money quickly
Just choose your amount and pick a contact or enter their details. You can then include a note, photo, or even a GIF for fun. While GIFs are never necessary, they certainly add a nice splash of personality to everything, and that includes mobile payments. Paying someone has never been so much fun.
Check your app balance
When you are ready to send money to a pal, you can see your Circle Pay balance. Then, choose to send with a debit card instead if the amount exceeds your balance. No matter how much you have in your funds, Circle Pay has got you covered with multiple fallbacks. It's convenient and handy, plus there are no fees if you have to use your debit card instead.
Change your security settings
Security settings include Touch ID and a password. You can also use two-factor authentication and set the amounts for sending and withdrawing money. In a day and age where finance information is at-risk on a daily basis, it's nice to know that Circle Pay implements multiple security features to make sure that your information is safe and secure.
Collect on that loan
When someone owes you for lunch, they can pay quickly and easily with Circle.